Workshops, information available to help retirement planning
Planning for the Beach
The workshop covers in detail the basics of your PERSI Base and Choice Plans to get the maximum benefit from each. Sections are devoted to developing good financial discipline to avoid common pitfalls that frequently derail the retirement planning process, such as living beyond our means, improper use of credit cards, debt and poor planning.
You are provided with tools to effectively address each of those situations; information also will be provided on the principles of the Time-Value of Money, Dollar Cost Averaging and Asset Allocation.
Please register using the Planning for the Beach schedule.
Cruisin’ to the Beach
The appropriate use of tax and income deferral instruments as well as asset allocation will be covered. The tools needed to make effective choices on your own will be discussed in detail:
Please register using the Cruisin' to the Beach schedule.
Retirements a Beach
Conducted off-site, major cities
This workshop is intended to help anyone within 10 years of retirement from a PERSI employer. This is a hands-on workshop where you'll be shown how to combine your PERSI Base and Choice Plan benefits with Social Security and other income sources for a rewarding retirement.
We explore the PERSI Base Plan again with a specific emphasis on the retirement estimate, early retirement factors and the annuity options available to participants. We also discuss Social Security, the benefits available, self-auditing one's record and understanding earnings thresholds that may impact income.
Medicare and other health care options are explored in great detail as are tax implications of retirement income, the need for insurance, long-term care, wills, trusts vs. healthcare proxies and powers of attorney.
To register: look at the 2011 Schedule for the RAB Workshops to identify a date and location that works best for you, then click on your selection to register online. Immediate confirmation of your registration and a reminder 10 days prior to you chosen date will be e-mailed to you automatically. If you experience difficulty using the system, please call 800-451-8228 and ask for help with the RAB registration.
Nationwide Retirement Solutions
Here is a link to the Nationwide information page, if you need to talk to your representative.
Retirement income analysis