You can reasonably assume you are in financial trouble – or headed in that direction – if you:
Spend more than 20 percent of your take-home pay on credit card payments
Financial troubles are the leading causes of marital strife and take a considerable toll on mental health – both your own and that of family members. Idaho’s employee assistance provider, Business Psychology Associates, offers suggestions on coping with stress associated with financial difficulties and the strain it can create on relationships.
For suggestions on relieving debt issues, check BPA’s